So Dad dies and the family meets at the funeral home to plan the arrangement. At this funeral home to make the arrangements are my stepmother, her son, a family friend who is a minister, my husband, I and the funeral home owner. I am given free reign to chose the casket, the vault, etc. Everything I chose is in the “middle” range – not the most expensive, but not the least expensive either. I figure out I was given reign on the choosing because I was paying for the funeral. I was surprised when I received the next month’s American Express bill and the $8,900 charge for the funeral was not there yet. I was happy because I figured I needed another month to have the money to pay it off. In my surprise, I called my stepmother. She was surprised too.
It is not until much later that I found out that I was being tested. My stepmother believed that I knew of some money that my father left and I was not being forthcoming about it. Little did I know that my stepmother had an arrangement with a certain funeral home owner that he would do my father’s funeral at no charge. (I have no idea what type of relationship would provide a free funeral but there it is.) The test was if I knew I had some money coming I would purchase an extravagant package, if there is no money I would (presumably) go cheap.
About 45 days after his death, I receive a notice from an insurance company. Somehow they traced me to my current address. I was notified that I was the beneficiary of a life insurance policy. The policy listed me as a beneficiary living at an address from 9 years and 3 state moves ago.
My stepmother was not pleased with me because I received the money. I had no idea anything was coming to me. I was hurt because I was tested to see if I was telling the truth. My stepmother and I never reconciled over this.