So Dad dies and the family meets at the funeral home to plan the arrangement. At this funeral home to make the arrangements are my stepmother, her son, a family friend who is a minister, my husband, I and the funeral home owner. I am given free reign to chose the casket, the vault, etc. Everything I chose is in the “middle” range – not the most expensive, but not the least expensive either. I figure out I was given reign on the choosing because I was paying for the funeral. I was surprised when I received the next month’s American Express bill and the $8,900 charge for the funeral was not there yet. I was happy because I figured I needed another month to have the money to pay it off. In my surprise, I called my stepmother. She was surprised too.